The DJ Network - wedding musicians, wedding disc jockey, corporate sound reinforcement, proms, video dance party, bar mitzvah

Liability Insurance

When looking for wedding vendors, it can be a concern laying down a deposit for your photographer, DJ or videographer a year or more in advance of your wedding date. You really don't know them. Many do not have large offices or store fronts. You figure your banquet facility isn't going to disappear in the dead of night with your deposit (although many have in the past few years).

One way to distinguish one vendor from another is asking to see their liability insurance policy. Why? If a wedding vendor runs their company in a professional manner, then liability insurance is never an option. It is a simple way of doing business. There are even many facilities that require proof of liability insurance before vendors can work in a particular venue. Sometimes the facility uses this need for liability insurance as a way to persuade potential clients to choose only vendors on their recommended list. All of the DJ Network members are required to carry a minimum $1,000,000.00 in liability. We are qualified to work in virtually any venue & can provide special insurance coverage for your venue or next corporate event (special fee may apply)

Beware of vendors that are not covered by proper liability insurance. Don't let them tell you that it is a cost issue (Professional liability insurance is as low as $150/year through most professional organizations). It's just a sign of poor business practices if you don't have it.