If you are going abroad, then using a credit card can be the safest and most effective way of carrying currency. But what steps should you take to make sure your card is the best one to use abroad? Here is some advice about how to effectively use your credit cards whilst abroad: (READ MORE)

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The $600 DJ - Ten Reasons To Hire A Pro

So, you've been out shopping for a DJ and with the assumption that every DJ is pretty much alike, you find someone that is 1/2 the price of other area DJs.  What a bargain.

Here is what you might expect from them:

1. They will probably not return your calls when you're frantically trying to reach them 2 weeks before your wedding

2. Your first dance?  That will be the one song they were meaning to get, but they didn't get around to it.  Would you like to dance to something else?

3. They have a website - but it's been under construction for months and when it comes online, there really isn't much more than a photo and a couple sentences worth of content.

4. They will hide their cheap poor quality gear behind a large self-promoting sign at your wedding.

5. Their computer will lockup during your dance with your father.  No backup - so please wait 5 minutes while he reboots.

6. Wireless microphone?  Yeah, it works, but you have to be standing right next to the DJ. All you hear is crackling when you try and use it at the head table for your toast.

7. The DJ that had 10 years experience won't be the one who shows up to your wedding - it will be his 16 year old son.

8. Please be sure to stand right in front of the DJ speakers if you want to hear what is being said over the microphone.  He has his 15 year old speakers placed on the ground and not on speaker stands.

9. Tux?  Isn't a shirt and tie close enough?

10. Oh, you said you DIDN'T want to hear the Electric Slide?  He thought your guests would like it as well as all the other songs that you told him NOT to play.